AQ
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What do you actually think?
Be brutal. This is a prototype, not a finished product.
Your gut reaction
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What was your first thought?
"What is this?"
"Interesting..."
"I want to know my score"
"Looks dodgy"
"Another app..."
"Reminds me of something"
Did you take the quiz?
Yes — got my score
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Get your household AQ scoreFree · 2 minutes · No account
AccessArthaAccessArtha · AQ Quiz
Australian households overpaying on energy: 83% Mortgagors in financial stress: 47% Avg food waste per household: $2,500/yr Households saving less than usual: 49%
Published by Access Ecom Pty Ltd
ACN 623 346 958 · Australia
accessartha.com.au
AQ — Artha Quotient
Household Economy Score
Free · No account required
Breaking — Australian household economy
Exclusive · Habit change platform

Your household is leaving
thousands
on the table.

Australian households overpay on groceries, energy, fuel, insurance, dining and mortgages — not because they're careless, but because nobody ever gave them a score. Until now.

By OikosAi · AU Provisional Patent filed June 2026 · Free to use
Live AQ activity
National opportunity
$8K
avg household saving/yr across all 6 modules
Households taking the quiz
—
and discovering their score
Bentleigh 3204 · avg AQ 510 Richmond 3121 · avg AQ 490 Dandenong 3175 · avg AQ 445 Coburg 3058 · avg AQ 520 Point Cook 3030 · avg AQ 610 Mount Waverley 3149 · avg AQ 480 St Kilda 3182 · avg AQ 535 Bendigo 3550 · avg AQ 570 Footscray 3011 · avg AQ 460 Camberwell 3124 · avg AQ 590 Bentleigh 3204 · avg AQ 510 Richmond 3121 · avg AQ 490 Dandenong 3175 · avg AQ 445 Coburg 3058 · avg AQ 520 Point Cook 3030 · avg AQ 610 Mount Waverley 3149 · avg AQ 480 St Kilda 3182 · avg AQ 535 Bendigo 3550 · avg AQ 570 Footscray 3011 · avg AQ 460 Camberwell 3124 · avg AQ 590
How the AQ score works
01
Answer 7 behaviour questions
Not what you know. What you do. Your last 4 grocery shops. Your last energy bill review. Your last 3 fill-ups. Specific recall — hard to self-deceive.
02
Get your score out of 1,000
Your AQ. Your suburb percentile. The dollar figure your current habits are costing you annually. Not a vague range. A specific number with a specific reason.
03
Change the habits. Watch the score rise.
OikosAi gives you one tool per category. Better habits. Higher AQ. Your score only updates when you change — not automatically. Because it measures what you do.
The six pressure points — and what they cost you
About OikosAi
The Oikosan — guardian of the household economy
The philosophy behind AQ

The guardian of the
household economy

In ancient Greece, oikos meant the household — the fundamental economic unit of society. The Oikosan was its guardian. Sword in one hand. The tools of the age in the other.

Today the threats arrive differently. An insurance policy auto-renewing with a 15% increase. An energy plan nobody has reviewed in three years. A fuel receipt from a Tuesday at the most expensive station in the suburb.

"The Oikosan doesn't hope for a better household economy. They build one — habit by habit."
Every household. Every stage of life.
The research — sources cited

Sources: ABS National Accounts 2023–24 · RBA Financial Stability Review 2024 · McCrindle Research 2024–25 · Roy Morgan 2024 · CoreLogic 2025 · AIHW

Common objections — answered honestly

Two minutes.
Your number.
No excuses.

Free. No account. No bank details. No selling your data. Just your household AQ — and what to do with it.

Privacy Policy

Access Ecom Pty Ltd (ACN 623 346 958) · AccessArtha.com.au · Last updated: 02 Jul 2026

We built OikosAi to help Australian households — not to profit from their data. This policy is written in plain English. No legal padding.

What we collect

  • Your postcode and age bracket — to personalise your AQ score and suburb comparison
  • Your first name and email address — only if you choose to provide them after your quiz
  • Your AQ score and quiz answers — to generate your result
  • Standard analytics — page visits, device type (no cookies, no tracking pixels)

What we never do

  • Sell your data to any third party — ever
  • Share data with energy retailers, insurers, grocery chains, or any commercial partner
  • Use your data for targeted advertising
  • Show your full name publicly — first name and postcode only, with your consent

Your rights

Under the Australian Privacy Act 1988, you can access, correct, or delete your data at any time. Email myoikosai@gmail.com with subject "Privacy Request."